Copy of Furniture Financing
Furnishings4Less has many financing options from NO CREDIT NEEDED to up to 48 months 0% interest (WAC).
Option 1
Eligibility Requirements
Do you have a three-month history with your current employer or source of income?
Have you had a checking account for at least 90 days?
Do you deposit $1,000 or more into your checking account each month?
Pay Over 12 Months
- Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
90 Day Purchase Option
- Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
Early Purchase Discount
- Purchase after 90 days and save 25% or more on all outstanding payments.
Text to apply
- Text "34241" to "22462" to apply via text
Credit Reporting
- Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.
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Option 2
Up to 48 Months Interest-free financing
Eligibility Requirements
- Subject to credit check
- Requires great/good credit score
6 Months No Interest if Paid in Full
- Pay in full in 6 months and pay no interest
- No minimum purchase amount
- Instant Furniture Financing approvals
12 Months No Interest if Paid in Full
- Pay in full in 12 months and pay no interest
- Minimum Purchase of $1,000
- Instant Furniture Financing approvals
18 Months No Interest if Paid in Full
- Pay in full in 18 months and pay no interest
- Minimum Purchase of $2,000
- Instant Furniture Financing approvals
Longer Furniture Financing available subject to managers approval. Up to 48 months on large furniture purchases.
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