Furniture Financing

Furnishings4Less has several financing options to fit everyone's needs. 

No credit needed furniture financing in Rogers and Springdale

Eligibility Requirements

  Have you had a checking account for at least 90 days?
Do you deposit $1,000 or more into your checking account each month?

Pay Within 90 days and do not accrue interest!

Pay Over 12 Months

  • Choose to make all lease renewal payments to align with your payday and own the property in 12 months.

Early Purchase Discount

  • Purchase after 90 days and save 25% or more on all outstanding payments.

Credit Reporting

  • Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.



synchrony furniture financing. Finance your furniture today in Rogers or Springdale Arkansas

 Synchrony furniture financing

Eligibility Requirements

  • Requires good credit score.
  • pre-approval check option does not do credit check.

6 Months No Interest if Paid in Full

  • Pay in full in 6 months and pay no interest
  • No minimum purchase amount
  • Instant Furniture Financing approvals

12 Months No Interest if Paid in Full

  • Pay in full in 12 months and pay no interest
  • Minimum Purchase of $1,000
  • Instant Furniture Financing approvals

24 Months No Interest if Paid in Full

  • Pay in full in 18 months and pay no interest
  • Minimum Purchase of $2,000
  • Instant Furniture Financing approvals

Longer Furniture Financing available subject to managers approval. Up to 60 months on large furniture purchases.

Up to 48 months no interest furniture financing available. Apply at our store in Northwest Arkansas or online.


Klarna - Just select Klarna @ checkout

Eligibility Requirements - Credit Based

Shop now, pay later with Klarna!

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want. It’s smooth and simple Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

You shop, you choose how to pay.

4 interest-free installments

Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

Monthly Financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at You can also chat with Klarna customer service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Just added to your wishlist:
My Wishlist
You've just added this product to the cart:
Go to cart page